I've got 75K on my 04' Super Cab FX4 with the 5.4L. Last weekend while towing a camper trailer, the engine broker a rocker arm. Which in turn, damaged the head and piston. I was in the middle of no where so I had it towed to the nearest dealer. They want $4800 to fix it or $6600 for a new engine installed. I live in Houston and just weathered a hurricane. Any suggestions on what to do? Thanks a lot.