Lien?
#32
Martin
I'd probably take it to the lender directly, dealers just gonna be the middle man correct? Seems like they'll screw something else up with you ending up on the short end of the stick.
#33
Senior Member
It is unfortunate, but you are correct in your last sentence. Anymore it is all about me, me, me, now, now, now. This younger generation seems to have lost their way morally. There seems to be no respect for anyone or anything and integrity is almost non existent.
Someone messed up, no one is perfect, but people want to make someone else's life hell for a simple mistake. Regardless of what a dealership or someone else may do, they are the one who have to live with that on their conscience. If this happened to me, I would have returned it the same day I got it. I am not judging anyone in this thread, you are your own person. I believe in karma. You put a bunch of **** out into the world and you will get nothing but **** back. Put good out and you will get good back.
#34
While I agree that the new generation is not morally sound in general, not all of us are that way. I am 25 and have high morals and am an honest person. I am a tithe paying, god loving man who always tries to do right. I am in no way perfect but I associate with a lot of people my age who are morally sound. We are here, just not the majority.
I am not that much older than you and it is also not just the younger generations either. But It just seems the lower you go in the age bracket the more acceptable it has become to only care about ones self.
People seem to care more about what they don't have as than what they do. Like keeping up with the Jonses. They seem to be more self entitled and think they should come first and foremost. I guess it just really boils down to how you were raised and the moral values that were instilled while growing up.
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jollyroger331 (06-03-2013)
#36
If I saw someone drop a bag of cash, no matter the amount, I would get it back to them not keep it, simply because it is not mine. Because someone made a mistake, does not entitle you to something that is not yours. If you can't see how that is wrong, I don't know what to say to you.
The op seems to be mad and feels like he should not be responsible for doing someone else's job. I can understand that, but someone simply made a mistake and I am gonna go out on a limb and say the op is probably not perfect and has certainly made mistakes in his life too. If that is what he chooses to get upset about that is his choice to make. There are far worse things in life to be mad about or fret over.
I would be willing to bet even though he has the title, the Lien is still documented at the clerks office and the bank could have legal recourse if it is not returned. I am not sticking up for any bank, most are greedy corporations, but I am not a greedy immoral person so I would do the right thing morally and give the title to the lien holder.
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Phyer Phyter (06-03-2013)
#37
We'd do it
iTrader: (1)
There is no moral issue. He still owes the money, he still has an agreement to pay the money, he still intends to pay the money, they just don't have something to hold over his head. I'm so sure if you saw a drug dealer or pimp drop a big bag of money you would run right up and say "excuse me sir you dropped this".
#38
It's called a signature loan. Nothing to repossess. The only inconvenience would be phone calls if you don't pay. Nowhere did I say don't pay, I just said don't give them back the title. Speaking from a less dick like standpoint I would say renegotiate a much smaller price on the truck in exchange for giving back the title.
Immoral
Integerity
Honesty
Ethics
There is no moral issue. He still owes the money, he still has an agreement to pay the money, he still intends to pay the money, they just don't have something to hold over his head. I'm so sure if you saw a drug dealer or pimp drop a big bag of money you would run right up and say "excuse me sir you dropped this".
If he intends to pay the note according to the agreement he made, why would you have problem giving the title to the rightful owner?
You can continue to say it is okay for the op to do everything you say, you can continue to ask me questions, but don't expect a response. According to you he owes nothing and should keep the truck for free. You are doing a **** poor job of playing devils advocate, you tell him the truck is his and owes nothing Yet you are debating on returning the title simply because he says he is going to make payment and there is nothing wrong with that. When in your world everything is wrong with making a payment on a truck that you hold the title too, even though you did not pay for it! Pick a side and stick to it! I don't feel like trying to teach an old dog new tricks anymore! Have a great day and I hope you get what you deserve someday, and if you don't, well life is always unfair!
#39
Senior Member
Thread Starter
I plan on taking it to the DMV and taking care of it myself. I don't want the dealer involved.
As far as all this morally right and wrong and the thought I'm trying to steal this truck is pretty silly. My issue isn't with, should I have the lien on the tittle. Of course that is how it was intended. No big deal. I have said from the beginning I will likely take care of it. I honestly haven't seriously thought about not getting it corrected. I have concerns with mailing it back to the dealer. I got the letter Fri afternoon. Not much I can do until Monday.
I am 43, ex military. I have a credit score of 836 and have never not payed what I owe. I am not an immature kid trying to put one over on someone. Questioning the obligation in this situation is perfectly reasonable, regardless of your thoughts on my intentions. I'm frustrated. That's really all this amounts too. I guess I should have made this post more of a complaint than a question of obligation.
Thanks for the input everyone.
As far as all this morally right and wrong and the thought I'm trying to steal this truck is pretty silly. My issue isn't with, should I have the lien on the tittle. Of course that is how it was intended. No big deal. I have said from the beginning I will likely take care of it. I honestly haven't seriously thought about not getting it corrected. I have concerns with mailing it back to the dealer. I got the letter Fri afternoon. Not much I can do until Monday.
I am 43, ex military. I have a credit score of 836 and have never not payed what I owe. I am not an immature kid trying to put one over on someone. Questioning the obligation in this situation is perfectly reasonable, regardless of your thoughts on my intentions. I'm frustrated. That's really all this amounts too. I guess I should have made this post more of a complaint than a question of obligation.
Thanks for the input everyone.
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051F (06-04-2013)