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What are you getting for financing?

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Old May 4, 2023 | 11:24 PM
  #21  
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Originally Posted by bskrantz
Not according to the staff at Granger, as of today. BTW I have a credit score over 800.
It's quite possible Granger, and other dealers aren't offering the financing to out of state buyers. I don't see how/why it should matter, because the program is nationwide from Ford Motor Credit.
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Old May 5, 2023 | 07:43 AM
  #22  
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Got 0.9% for 60 back in January. It was one of the main reasons I jumped and didn't wait.
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Old May 5, 2023 | 08:18 AM
  #23  
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Originally Posted by troy12n
By the way, ALL Ford dealers are offering the 0% for 36 months financing. This is through Ford Motor Credit. If they are telling you this is not available, they are lying.

Depending on where you live, there are additional other incentives, such as, in my market, they are offering an additional $1000 off if you finance through Ford. This apparently is not available in all markets, but the 0% is...
I think it’s depends on the trim. Xlt is often times the mass produced and most discounted in precise or via financing. I checked several dealer and the better financing doesn’t include tremor/raptor, etc.
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Old May 5, 2023 | 03:51 PM
  #24  
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Originally Posted by SALEEN961
I got 1.49% on a 65 month loan from my credit union in 2021.
Exactly the same for me.
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Old May 5, 2023 | 05:13 PM
  #25  
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I got .9 for 60 in March 2022 right before the rate hikes started. I was waiting on a Coyote powered base Lariat I ordered a month before that that went for 59 and change but was going to take months while interest rates spiked and my trade value went down. First dealer where I ordered had quoted me 2.9. I heard all the rate hike talk and saw the used market slowing down and started thinking it could be a year or more into all that before I saw my truck so I'd better start checking lots.

I found my 157" wb Powerboost 302a for 63k on another lot but that second dealer somehow got me .9 and was willing to give me a similar amount to dealer #1 for my trade. The difference in interest pretty much evened things out and got my payment not far from where it was going to be with the 59k truck. But I'd step up to the powerboost with 7.2 kw propower system so I figured might as well do it.


Last edited by eharri3; May 5, 2023 at 05:35 PM.
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Old May 5, 2023 | 05:36 PM
  #26  
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Originally Posted by zx12-iowa
I think it’s depends on the trim. Xlt is often times the mass produced and most discounted in precise or via financing. I checked several dealer and the better financing doesn’t include tremor/raptor, etc.
That very well may be, I know XL through Lariat gets it.

No idea about Tremor/Raptor/Platinum/Limited/KR, didn't inquire.
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Old May 8, 2023 | 09:40 PM
  #27  
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Granger came through with 0% for 36 months for my Lariat.
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Old May 8, 2023 | 11:10 PM
  #28  
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Rates are nuts. 0% for 72 months October 2021.
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Old May 9, 2023 | 09:58 AM
  #29  
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Originally Posted by fatty 239
Rates are nuts. 0% for 72 months October 2021.
Yep, got in on that 0% for 72 in Sep '21. Took delivery Dec '21.
No way I could afford a loan with rates like they are now.
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Old May 9, 2023 | 05:54 PM
  #30  
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Originally Posted by bskrantz
Granger came through with 0% for 36 months for my Lariat.
when was this?
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