Tow rating includes the 150 pound driver. Payload does not. This where the confusion comes in.

For the GCWR and tow rating check the towing guide for your year and configuration. https://www.fleet.ford.com/towing-guides/

Please read all of the footnotes and fine print. This is where we get the "Payload matters" statements. ON every page that has table with weight ratings it clearly staes in the footnotes NOT to exceed the GVWR or Axle weight rating of the tow vehicle including the super duty trucks.

Alos look at the the red ink at the top of the chart

Towing capability will be reduced based on trim series, option content and payload. Prior to making final vehicle selection, reference the Towing Basics information on page 44 of this towing guide. See dealer and reference “eSourceBook” Job Aid “Spec’ing F-Series Trucks for Towing”

Please remember also that the "payload" number on the yellow sticker is the AS BUILT when it left the factory. If the dealer or you have added or removed anything, then the sticker is only a point of reference.

The hard Rating numbers for your truck are on your white sticker.
7000 GVWR is what your truck should not exceed.
3800 Rear GAWR means that the total weight on your loaded truck should NOT exceed 7000 pouinds and between the 2 axles no mpore than 3800 pounds on the rear axle leaving 3200 on the fornt axle.

and vice versa of course

if 3450 is on the front (winch and snow plow for example) then you can only load 3550 on the rear axle to remain under 7000 pounds total.

The only way to know for sure is to actually weigh your truck as you want it configured.

 

So make sure I understand this correctly, I would only subract the tongue weight from the payload? But how do you figure what weight you are adding to the axles. Where does the axle weight rating come into play and where do you get GCVWR

 

GCWR for your truck is 14,500 according to the Towing guide.
14,500 - 9100 (tow rating) = 5400 pounds. estimated curb weight of truck including 150 pound driver
5400 - 150 (estimated driver weight) = 5,250 without the driver and of course the warning about options, packages etc. affecting actual numbers.

7000 (GVWR) - 1903 (payload) means your truck weighed 5097 when it left the plant with a full tank of fuel. This is also known as the curb weight.
your numbers are very close here so you have a very lightly optioned truck.

Payload is how much you can put on/in the truck and it changes. GVWR is the MAX your truck should ever weigh by design. 7000 in your case.

Modifications to the truck, You, passengers, snacks, tools, kids toys, tongue weight from a trailer, hitches, etc. Every pound added to the truck reduces the payload.

7000 is your magic number to stay within based on drive train, braking, frame strength, suspension, etc. This 7000 is spread between the froont and rear axles.

7000 - 5097 + your weight (200 for easy math) is remaing payload = 1703
7000 - 5297 + WDH (100 for easy math) is remaing payload = 1603
7000 - 5397 + tools (100 for easy math) is remaing payload = 1503
etc etc.

How the weight is ditributed to axles depends on where you put the load and how it gets ditributed.

anything between the axles generaly loads to both axles.
Tongue weight generally is applied to the rear axle until you engage a weight distrubuting hitch.

For me Pin weight of my 5er goes directly onto the rear axle as there is no weight distribution.

Adding a snow plow in the winter goes directly to the front axle.

Your truck has a rear axle weight rating of 3800 pounds so you can't put more than 3800 pounds of load on that axle.

The only way to know the actual distribution of weight is to put it on a scale preferrably a scale with more than 1 weigh pad so both axles can be weighed at the same time.

Tag trailers using a weight distribution hitch will use leveage to distribute weight off of the rear axle and on to the front axle and trailer axles. This improves handling. The best way to set up a WDH is to use a scale in addition to measuring fender heights.

 

Towing guide,

https://www.ford.com/cmslibs/content...F150_Oct15.pdf

 

I am the op of this thread. With the truck I mentioned in my op, I am looking at also buying a Rockwood Mini Lite 2109S with the following specs;
Hitch Weight:
412 lb.
UVW
4171 lb.
CCC
1521 lb.
Would I need a wdh with this tt and would it be too light? I know this might seem like a dumb question but Im still learning. The camper is 22' 4".
Thanks

 

This looks like a nice trailer...where is the fresh water tank located?
You Hitch weight is going to increase as it doesn't look like they included the battery(s), water, gear storage, etc.

Is there any websites that show the tank placements in the TTs? Very hard to get a grasp on real tongue weight.

 

It's important to remember that, if you exceed any of the ratings, the truck doesn't explode/implode/stop. It just becomes harder to steer, brake, or accelerate; and things wear out faster. It's also technically illegal in some jurisdictions, but not easy for cops to detect or prove.

So while you shouldn't intentionally overload a vehicle on public roads, you also don't need to obsess over each number. If you think you're getting close to the truck's ratings, you're probably FAR above your own abilities as a driver, and you should lighten your load. Don't learn how to tow trailers at the same time that you learn how MUCH trailer you can tow.

 

That's the same as my Payload 2019 3.5 EB and Max Tow Package!!

 

We have triplets but I'm a super cab

 

I'd strongly suggest you spend some time reading through the threads here. Some reality:

That is NOT the hitch weight. Go and setup the trailer for use - batteries, propane, etc. and weigh the tongue. It SHOULD be closer to 13% tongue weight or 542 pounds. So yes, you need a WDH. The manufacturer's tongue weight information is grossly inaccurate.

Now load it. If you put 1,521 pounds in it, you're at 5,692. AT 13% that's 740 pounds. Again, you need a WDH.