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how much do you pay for insurance?

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Old 08-17-2012, 08:07 PM
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Default how much do you pay for insurance?

What do you have? How old are you? Any tickets or accidents? What do you pay? What company are you with? anything else you think that would be relative post it. just wondering what everyone else is paying.

Thanks.

I'll start, i have an 03 fx4 supercrew, just turned 20. no tickets. I did have an "at fault accident" when I was on my way to my friends house to hunt in the morning when there was a hurricane (live in louisiana) an hydroplaned an flipped my 01 f150,

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that was a year ago on September 1st. before the accident I was paying $140 a month then after they wanted me to pay $500! so dropped them an go with Safeway auto insurance an pay $350 that was the cheapest i could find, still kinda lookin for a cheaper place of one comes along. how long till an accident goes off your record, 3yrs?
Old 08-17-2012, 08:50 PM
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I'm 30 with State Farm. I've never had an accident or moving violation but my wife whose on the same plan has had both. Have multiply policies and being married helps cost. If I remember correctly I pay right around $42 per month for just my truck.
Old 08-17-2012, 10:40 PM
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Originally Posted by 4x4wolf
I'm 30 with State Farm. I've never had an accident or moving violation but my wife whose on the same plan has had both. Have multiply policies and being married helps cost. If I remember correctly I pay right around $42 per month for just my truck.
holy crap that's cheap!! lol what kind of options do you have on your truck? extended cab, screw, 4x4 xlt? hope mines that cheap in 10yrs!!
Old 08-17-2012, 10:54 PM
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I'm 20 with 2 speeding tickets and 1 accident, i'm on my mom's policy, we have safeco insurance

Full coverage on both my 99 f150 and 08 f150 is $213 a month
That price is with the home owners insurance through them

Last edited by Bell Blue Raider; 08-17-2012 at 10:57 PM.
Old 08-17-2012, 11:16 PM
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Im 20 with no record my gfs 22 with 2 speeding tickets and a no seatbelt my 97 4.6 2wd reg cab long box (liability) and my 01 saturn sl (full coverage) cost me $141
Old 08-17-2012, 11:28 PM
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maybe I shoulda got an older one like a 99 lol
Old 08-17-2012, 11:35 PM
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Well mine was going to he outrages I'm 20 with a careless driving ticket and 2 speeding tickets.. 2 no seat belt tickets and I got one with expired license but it was dropped. Mine was gonna be close to 300 a month for full coverage at direct insurance... I was like what lol so I had my truck titled in my mothers name and insurance on it without me listed as a driver is 114 a month for full coverage and it covers towing and other stuff. Since I don't live with my mom if I am ever in I accident I would just claim I was (borrowing) the truck. Seems kinda wrong I know but I think it's wrong to make me pay 300 a month and I haven't had any wrecks! An the careless driving ticket was bs!
Old 08-17-2012, 11:39 PM
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Originally Posted by rcruz3568
Well mine was going to he outrages I'm 20 with a careless driving ticket and 2 speeding tickets.. 2 no seat belt tickets and I got one with expired license but it was dropped. Mine was gonna be close to 300 a month for full coverage at direct insurance... I was like what lol so I had my truck titled in my mothers name and insurance on it without me listed as a driver is 114 a month for full coverage and it covers towing and other stuff. Since I don't live with my mom if I am ever in I accident I would just claim I was (borrowing) the truck. Seems kinda wrong I know but I think it's wrong to make me pay 300 a month and I haven't had any wrecks! An the careless driving ticket was bs!
damn man! yea I could understand $300 a month if you were in a wreck or flipped it like I did but no for tickets that's just ridiculous!! I may have to do that if it'll cut my insurance in half lol jk just a good thought though
Old 08-17-2012, 11:42 PM
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I had to come up with something lol
Old 08-17-2012, 11:44 PM
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I'm 24, have a 2011 ford f150 limited and I now pay 117$/month full coverage. My license is clean as of a few months ago for the first time since I was 16 lol. Had 1 at fault accident, few not at fault and several speeding tickets ( none of which cost me any more). Prior to the clean license I was paying as much as 350 with TD meloche monex ( Canada company maybe US too, don't recommend at all) now I am with Johnson inc, do recommend these guys ( also a Canadian company, maybe US too). Insurance sucks for most of us under 25, unless ur one of the lucky ones who has never been caught lol.


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