whether or not an issurance company would cover the cost of that wreck would be based on the particular insruance company. I am gona call USAA and ask them about that particular question, because insruance is there for an accident whether its your fault or not. For them to just drop them i would say there is way more to that story then one accident and a drop of insurance coverage.

 

An accident, no matter who is at fault, is one thing. Towing or carrying something which exceeds recommended/suggested limits, and then getting in a wreck, is not an accident. So, of course that guy could have been dropped.

 

That is what I thought as well. It would have been like the insurance company not paying for an accident you caused drunk driving. However, there was a specific exemption in his policy allowing them to not pay for property damage for particular circumstances. The way his contract read, if he wrecked his truck offroading, they could have denied him property damage. They still covered medical though, and had the lady in the Mercedes not been insured, the underinsured motorist coverage would have covered her. I guess he p'eeved off the adjuster. I did about $2800 damage to my Avalanche offroading, and my insurance even went after the tire company for my deductible back.

 

I like to play on the safer side of things. I know in my truck I put a cubic yard of gravel in and it squatted significantly. I find it hard to believe anyone can put 2000lbs in their truck and not tell it's there.

But to answer the original question, your truck isn't gonna like it much. No guarantees nothing will snap with 2000 in it. Only piece of advice I can give is go slow and try to limit any significant suspension travel.

 

I can throw 2500 in the back of mine

 

Like I said it would be up to the individual insurance company to decide if ACCIDENTLY loading a truck over the limit would constitute and accident or gross neglegence there for voiding insurance. Oh and you didnt say by how much over the limit he was. 500lbs is one thing 2k+ is another.

 

The forklift weighs about 31,000 lbs (there's a sticker on the side says 15.5t). It is a diesel powered behemoth used by the Navy to move "large" things that go boom. My buddy was moving it on a flatbed with his truck as the 5.5 ton truck was a GMC and happened to not be running at the moment.
Anyhow, at that weight, plus the trailer, he was "slightly" over by almost 10k lbs!

 

BTW the truck pulled great, ... , stopping was a bit of a different story!







P.S. I sure hope he doesn't read this forum!

 

that is way friggen over. no wonder insurance droped him.

 

From what I've heard about how it happened, he and the guys in his shop had to move the lift to another base about 4 miles away. The usual truck wouldn't start, and it turned into one of those "my truck can outhaul your truck" deals. Ultimately he decided he wasn't going far, and the speed limit was 30mph the whole way, so why not?

Well, now he knows the answer to that.