Financing wheels/tires
06-20-2013, 09:51 AM
#11
what is wrong with financing wheels at 20 years old??? was it different when I financed my first car at 14 and made payments on it. yeah my old man could have bought it for me...
dude if you want some wheels and tires make your own judgment. there are options like stated above for 0% financing. if you cannot manage a $150-200/month payment then don't do it. if you can ... why not.
I have a house, vehicle, and boat payment. do I wish I didn't??? yeah, but I sure do enjoy what I have and I can make the payments.
dude if you want some wheels and tires make your own judgment. there are options like stated above for 0% financing. if you cannot manage a $150-200/month payment then don't do it. if you can ... why not.
I have a house, vehicle, and boat payment. do I wish I didn't??? yeah, but I sure do enjoy what I have and I can make the payments.
06-20-2013, 09:53 AM
#12
Senior Member
We have a place here in Pittsburgh that rent wheels and tires!
http://www.rnrwheels.com/page/rentnroll-1
http://www.rnrwheels.com/page/rentnroll-1
06-20-2013, 10:01 AM
#13
I don't see a problem with it either. With the logic above about buying it out right or you can't afford it. I am sure more then half of us wouldn't have our trucks myself included only had 8 grand down and have a 13k loan which I pay double on every month gives me awesome credit at the age of 20. I got a crappy credit card for awhile and had a light line of credit and was approved for my own loan. I heard about financing window tint thats pushing it. But 3 grand in wheels is a different story. I don't know of any place around here but I would consider doing it myself if there was. Whats the difference of financing something interest free or even a small amount versus storing it away every pay check. It's the same thing it all goes to the same place at some point. sorry for the rant 
06-20-2013, 10:09 AM
#14
[Something Funny Here]
This thread is what is wrong with people now a days. (in this country but he is from Canada so that doesn't work)
Buy now! Pay later!
Finance mods to a financed vehicle!
Buy now! Pay later!
Finance mods to a financed vehicle!
06-20-2013, 10:36 AM
#15
Well normally I pay everything towards the vehicle then do big mods like that. Other small mods like my level and tonneau I did but wheels and tires could be financed after the truck is paid off. Still though I pay everything towards the truck that I can and it leaves me pretty empty so I don't mind a finance when I just pay off a vehicle
06-20-2013, 11:33 AM
#16
Yes there is something wrong about financing wheels at the age of 20. Tires I understand, no point risking a crash, but why do you need wheels.
You don't need debt to have a good credit rating, you just need a credit card and to regularly spend and pay the full sum every month.
It's quite simple if you can't outright buy something and you need to finance it that means YOU CAN'T AFFORD IT.
You don't need debt to have a good credit rating, you just need a credit card and to regularly spend and pay the full sum every month.
It's quite simple if you can't outright buy something and you need to finance it that means YOU CAN'T AFFORD IT.
can I not afford my ranch because I have to make monthly payments on it? your logic is misguided to say the least. Financing is a financial tool, and those who are smart and responsible can use it to get the things they want for little or no cost to them. It doesn't matter if its a set of wheels or the whole damn truck
06-20-2013, 11:39 AM
#17
I completely disagree with the statement that if you have to finance something you can't afford it. If that were the case I couldn't afford very much, my home included. I put my wheels on a CC that offered me 0% for 16 months. Do I have the money to pay it off, of course, but I'd rather use someone else's money for free rather than my own.
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tko_818 (06-20-2013)
06-20-2013, 11:43 AM
#18
I completely disagree with the statement that if you have to finance something you can't afford it. If that were the case I couldn't afford very much, my home included. I put my wheels on a CC that offered me 0% for 16 months. Do I have the money to pay it off, of course, but I'd rather use someone else's money for free rather than my own.
06-20-2013, 11:43 AM
#19
[Something Funny Here]
06-20-2013, 11:43 AM
#20
I completely disagree with the statement that if you have to finance something you can't afford it. If that were the case I couldn't afford very much, my home included. I put my wheels on a CC that offered me 0% for 16 months. Do I have the money to pay it off, of course, but I'd rather use someone else's money for free rather than my own.