Who do have insurance through and how much a month do you pay?

2011 Eco Screw 4x4

 

Nationwide

197 a month for full coverage on an 06 ford fusion and an 08 f150 fx4. $500 vanishing deductible. age 30, and 24. Married, multiple car discount. Wife has tickets and accidents I do not.

 

130/month insured under my fathers name with a perfect driving record. almost double that price for me..for a 07 f150

guess i should add thats for a $200 deductable on collision, $100 deductable on glass, 2 million liability, full size replacement rental (truck), fire, theft etc.

 

~$100 a month on 2011 Screw EB, and that's full everything, half million for damages, injuries, blah blah. American family. Kind of urks me cause it use to be about $62 a month and has been slowly creeping up the last 3 years for no reason. I have no tickets!

 

Wow... I can't believe someone hasn't already asked the questions. What coverage are you talking about? The variables are huge. What deductible? What age is the primary driver? Married? Tickets? What liability limits? Where is it garaged? I could go on...

That said, I will throw out some numbers. Collision = $224/year, Other than collision = $88/year, Replacement cost coverage = $47/year. These, plus all the other coverages total $58/month for my wife and myself, but it is a pretty meaningless comparison. This is through my local agent, underwritten by Cincinnati Insurance Co.

BTW, of more interest to me was the fact that this brand new ($43,000+) truck cost a grand total of $19/year more to insure than my wife's 3 year old Prius. Tells me this is considered a very safe vehicle to drive.

 

Full coverage through State Farm run's me close to $900 a year. Driving since 1962 with no chargable accident's and close to 64 year's old I guess pay's off! $250 deduct collision and $0 deduct comprehensive, towing,rental in there too.

 

Rule of thumb: if you think of insurance as a monthly expense, you're probably paying too much.

My deal: married, age 30-something, multi-vehicle discount, $1k deductible on collision and comprehensive, $500k liability limit. No extra stuff like roadside insurance, rental car, etc.

Grand total: $472/year to insure the truck through Progressive.com

 

I have Farm Bureau and am 22. No tickets and full coverage. Dont remember exact amounts on my deductible. I pay like 440-450 every six months. My truck is an 05 and 4wd.

 

See because of this thread I just checked into my insurance. I'm pretty maxed on all things, and my deductubles are $50/$250, I went to Progressive and state farm and plugged my same numbers in and the 6 month premium is about the same. I'm wondering if I should just lower my numbers, cause if I go a lower on coverages at progressive I can get to $331 for 6 months. How much coverage do you need?

 

I pay around $500 per 6 months for full coverage on my 95. I'm 20 and under my parents insurance, but I am listed as the primary driver of the truck. My 07 subaru outback costs $125 per six months as my father listed as the primary driver. With me listed as primary driver, it would be $660 per six months, age makes a huge difference lol