Trading 2015 back for a 2013, good deal?
#1
Senior Member
Thread Starter
Trading 2015 back for a 2013, good deal?
So I'm thinking of trading mine in, partly due to the little issues but honestly it's mostly just due to the price difference. I just don't wanna spend the next 7 yrs paying off this thing.
I found a black 2013 with hid's , lariat.
Do you guys think this is a good deal? Any particular issues with these I should watch out for?
Do my splash guards on my 15 fit the 13's or would I need new ones?
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I found a black 2013 with hid's , lariat.
Do you guys think this is a good deal? Any particular issues with these I should watch out for?
Do my splash guards on my 15 fit the 13's or would I need new ones?
[URL="http://www.cargurus.com/Cars/inventorylisting/viewDetailsFilterViewInventoryListing.action?sourc eContext=&newSearchFromOverviewPage=true&inventory SearchWidgetType=AUTO&entitySelectingHelper.select edEntity=c23633&entitySelectingHelper.selectedEnti ty2=c24175&zip=55309&distance=100&searchChanged=tr ue&modelChanged=true&filtersModified=true#listing= 134389749"]
#2
Senior Member
Thread Starter
It's a 3.5 Eco, black, crew, lariat, 23k miles. Price is just above 33,000
#3
Beer Gut Extraordinaire
Not my call to make but with the money you'll lose on the '15 it just wouldn't be financially feasible, to trade on a used truck with basically no bumper to bumper warranty left. It looks clean though, and 2013 was a very solid year for the F150. 2014's seem to be less solid for some reason. IMO you'd be lucky to get $35-37k for your '15.
#4
Senior Member
Depends how much you can pocket. $33 for the '13 is a very good price. What can you sell '15 for? If you get $5k or more difference id dump the '15.
#5
Senior Member
This really doesn't sound like a wise decision. How much did you pay for your truck, what are they going to give for your truck, what do you own on your truck. Honestly I don't think any of us can answer this question accurately, with out all the info.
#7
Senior Member
Thread Starter
Ok the 2015 is a lease, I have 31 more payments to make so I don't know how that works with a lease.
What I do know is that after 39 months of the lease I will have paid 27 grand and still owe 35,000 when I'd have to buy, taking an additional 5 yr loan equaling over a total of 8 years and 61 grand for the 15.
With the 13 I would do a 5 year loan so it would be paid off at least 2 yrs sooner than the 15
My 15 has 17,000 miles already so the 2013 only has 3 months worth of mileage more
I guess I'll have them crunch numbers and see how much neg equity it'll be and whatnot
What I do know is that after 39 months of the lease I will have paid 27 grand and still owe 35,000 when I'd have to buy, taking an additional 5 yr loan equaling over a total of 8 years and 61 grand for the 15.
With the 13 I would do a 5 year loan so it would be paid off at least 2 yrs sooner than the 15
My 15 has 17,000 miles already so the 2013 only has 3 months worth of mileage more
I guess I'll have them crunch numbers and see how much neg equity it'll be and whatnot
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#8
Senior Member
Ok the 2015 is a lease, I have 31 more payments to make so I don't know how that works with a lease.
What I do know is that after 39 months of the lease I will have paid 27 grand and still owe 35,000 when I'd have to buy, taking an additional 5 yr loan equaling over a total of 8 years and 61 grand for the 15.
With the 13 I would do a 5 year loan so it would be paid off at least 2 yrs sooner than the 15
My 15 has 17,000 miles already so the 2013 only has 3 months worth of mileage more
I guess I'll have them crunch numbers and see how much neg equity it'll be and whatnot
What I do know is that after 39 months of the lease I will have paid 27 grand and still owe 35,000 when I'd have to buy, taking an additional 5 yr loan equaling over a total of 8 years and 61 grand for the 15.
With the 13 I would do a 5 year loan so it would be paid off at least 2 yrs sooner than the 15
My 15 has 17,000 miles already so the 2013 only has 3 months worth of mileage more
I guess I'll have them crunch numbers and see how much neg equity it'll be and whatnot
#9
You need to find out what the current payoff is on your lease and compare that to what they're offering you if you trade it in on the '13. This early in a 39 month lease, you're not likely to like what you find out.
Unless you are having a tough time affording the lease payments for the remaining months, you're probably going to be much better off keeping the '15, stay within the allowed miles and keep the maintenance up. After you're about 36 months into it, you can check about the benefits of trading it in vs. simply turning it in at the end of the lease and walking away. Never leased a truck, but I've done both ways on cars.
Unless you are having a tough time affording the lease payments for the remaining months, you're probably going to be much better off keeping the '15, stay within the allowed miles and keep the maintenance up. After you're about 36 months into it, you can check about the benefits of trading it in vs. simply turning it in at the end of the lease and walking away. Never leased a truck, but I've done both ways on cars.
#10
Senior Member
Thread Starter
Thanks for the input I'll keep you guys posted