Topic Sponsor
2015 - 2020 Ford F150 General discussion on the 13th generation Ford F150 truck.
Sponsored by:
Sponsored by:

Traded in today! 2016xlt to 2017 lariat!

Thread Tools
 
Search this Thread
 
Old 07-01-2017, 01:10 PM
  #21  
Senior Member

 
kenv47's Avatar
 
Join Date: Oct 2014
Location: Levittown, Pa
Posts: 2,690
Received 990 Likes on 667 Posts

Default

Originally Posted by gatorblue92
An 84 month car note? That's insane.
^^agreed, especially when it works out to be $840 monthly

But...as said, as long as you can afford it & are happy..........
Old 07-01-2017, 01:11 PM
  #22  
Brodozin' through life
iTrader: (3)
 
AricsFX's Avatar
 
Join Date: Jan 2013
Location: DFW, TX
Posts: 6,377
Received 1,345 Likes on 840 Posts

Default

Originally Posted by KYBuckeye
Your freedom of choice is fine so long as you can handle your debt. Not speaking about you personally but many people can't and saddle society with their debt. I'm not going to go into a diatribe about this. I just question the "live free or die" mentality. Cause 'Merica!
Because other people's financials are your concern...
Old 07-01-2017, 01:21 PM
  #23  
Senior Member
 
KYBuckeye's Avatar
 
Join Date: Apr 2015
Location: Lexington, KY
Posts: 1,344
Received 312 Likes on 227 Posts
Default

Originally Posted by AricsFX
Because other people's financials are your concern...
Yeah nothing is interrelated at all. A bunch of overextended people really ****ed up the economy in 2008. Yeah I know predatory lending blah blah blah. Uh...our tax dollars went to bail out a bunch of banks and a couple automakers if I remember correctly. But hey money is free. So yeah one example doesn't mean squat but the general attitude sucks. Not popular on an F150 forum for sure, but sometimes the truth ain't popular.
Old 07-01-2017, 01:40 PM
  #24  
Senior Member
 
WTF150's Avatar
 
Join Date: Apr 2013
Location: Winfield, IN
Posts: 2,733
Received 627 Likes on 445 Posts

Default

Originally Posted by KYBuckeye
Yeah nothing is interrelated at all. A bunch of overextended people really ****ed up the economy in 2008. Yeah I know predatory lending blah blah blah. Uh...our tax dollars went to bail out a bunch of banks and a couple automakers if I remember correctly. But hey money is free. So yeah one example doesn't mean squat but the general attitude sucks. Not popular on an F150 forum for sure, but sometimes the truth ain't popular.
You must be a blast at parties
Old 07-01-2017, 01:46 PM
  #25  
Senior Member
 
FLSTFI Dave's Avatar
 
Join Date: Mar 2017
Location: East TN
Posts: 3,732
Received 88 Likes on 76 Posts
Default

Originally Posted by Iamraiderpower
Life is too short to not have what you want
If you can afford it. I had to wait a long time to get what I wanted, Navy didn't pay enough to have a nice truck

Originally Posted by KYBuckeye
This is what's wrong with America.
Only if you are buying what you can't afford.


Originally Posted by KYBuckeye
Yeah nothing is interrelated at all. A bunch of overextended people really ****ed up the economy in 2008. Yeah I know predatory lending blah blah blah. Uh...our tax dollars went to bail out a bunch of banks and a couple automakers if I remember correctly. But hey money is free. So yeah one example doesn't mean squat but the general attitude sucks. Not popular on an F150 forum for sure, but sometimes the truth ain't popular.
The housing crash was not predatory lending. It was allowing 100% financing, which is stupid. Now if you cant afford your house you walk, where when it was 20% down you would not walk. It was also the 100% mortgage then barrow another 20K against the house to furnish it.

A lot of the problem is people want everything right away. They do not make sound financial decisions.
Old 07-01-2017, 02:06 PM
  #26  
Senior Member
 
GreenSC4x4's Avatar
 
Join Date: Aug 2016
Posts: 122
Likes: 0
Received 20 Likes on 18 Posts
Default

I hope you like it because that sounds like such a bad deal all around! Your paying more then 200 a month more for a few bells and whistles. Your gonna pay 76,000 dollars for a depreciating asset.... On second thought I really really hope you like it.
Old 07-01-2017, 02:10 PM
  #27  
Senior Member
 
Fireimp141's Avatar
 
Join Date: May 2014
Location: Dallas, Texas
Posts: 1,313
Received 210 Likes on 167 Posts

Default

Originally Posted by kenv47
^^agreed, especially when it works out to be $840 monthly

But...as said, as long as you can afford it & are happy..........
I financed 84 months at 0.9% then made it bi-weekly payments. Cuts out all interest on the loan and shortens it to approximately 68 months. Free money
Old 07-01-2017, 02:32 PM
  #28  
Senior Member
 
Sweetlou's Avatar
 
Join Date: Aug 2016
Posts: 698
Received 156 Likes on 112 Posts
Default

I have a 2016 XLT fully loaded and often consider (should I say Day dream) about trading in for a lariat, or an XLT 250.

Reading your numbers makes me damn glad I haven't. The amount of money your spending would fund both my kids college 529s for years and by the time they are ready for school, probably cover a years tuition.

Daddy gets cooled seats < tuition.

Good luck. We are all in different situations.
Old 07-01-2017, 03:29 PM
  #29  
Senior Member
 
mikemtn's Avatar
 
Join Date: Feb 2017
Location: Tennessee USA
Posts: 689
Received 142 Likes on 101 Posts
Default

Originally Posted by gatorblue92
An 84 month car note? That's insane.
The 84 month part wouldn't be insane if you could get 0% interest.
Old 07-01-2017, 03:31 PM
  #30  
Senior Member
 
KYBuckeye's Avatar
 
Join Date: Apr 2015
Location: Lexington, KY
Posts: 1,344
Received 312 Likes on 227 Posts
Default

Originally Posted by Sweetlou
I have a 2016 XLT fully loaded and often consider (should I say Day dream) about trading in for a lariat, or an XLT 250.

Reading your numbers makes me damn glad I haven't. The amount of money your spending would fund both my kids college 529s for years and by the time they are ready for school, probably cover a years tuition.

Daddy gets cooled seats < tuition.

Good luck. We are all in different situations.
Why bring logic into this discussion? This thread is all about doing whatever gives you the warm fuzzies.
The following 2 users liked this post by KYBuckeye:
Ohsix (07-05-2017), Scotsskier (07-02-2017)



All times are GMT -4. The time now is 05:31 AM.