Tireagent.com
Senior Member
Joined: Dec 2017
Posts: 3,269
Likes: 1,359
While there are lot of people out there with poor finances, credit cards can be just as dirty. I'm not a fan of the financing you mentioned, however, as long as it's not predatory, financing has become a necessary evil in today's economy. Car loans are being extended out 7-years and sub-prime lenders like Santander and Credit Acceptance book loans with high risk-based rates. Tire Agent appears to leverage multiple lenders who loan out in the prime and subprime. They also offer different options, such as term loans, which at least provides a path to clearing out some debt when compared to revolving credit.
Can you explain how you got 28% back?
5 Year Member
Joined: Aug 2018
Posts: 9,098
Likes: 3,211
From: Kentucky
So if one wanted to finance tires, why wouldn't they just use a credit card? Is their target customer someone with such poor finances that they can't get one?
Personally, I have a difficult time respecting those who choose profit from bad decision making as a business strategy. Rent to own stores, finance wheels, stereos, gambling, and all the rest.
Personally, I have a difficult time respecting those who choose profit from bad decision making as a business strategy. Rent to own stores, finance wheels, stereos, gambling, and all the rest.
What IS on the lender is to not be predatory by requiring such a high interest rate that the loanee is at risk of not being able to pay off the loan over a significant time period. Anything over 15% annual is excessive (in my opinion) and shouldn't be tolerated. The payday places that charge as much as 400% should be shut down.
Thread Starter
5 Year Member
Joined: Jan 2019
Posts: 55
Likes: 6
mid you have a capital one credit card and you log in to your app or the website, there is a section called capital one offers. There are a bunch of online retailers listed with various “cash back” type incentives. You choose a retailer, click on the link and purchase in window that shows up. The instructions on how to activate are on the website.
after you purchase, you get a statement credit within one to three billing cycles. It’s not instant, so for that reason some may not like it. I did it with a VRBO rental last year and got the statement credit - it was something like 10 percent at the time.
my tires are supposed to be delivered today. I have not gotten the statement credit yet, but I took plenty of screenshots of the process so that I can bitch about it adequately if I don’t get my credit.
after you purchase, you get a statement credit within one to three billing cycles. It’s not instant, so for that reason some may not like it. I did it with a VRBO rental last year and got the statement credit - it was something like 10 percent at the time.
my tires are supposed to be delivered today. I have not gotten the statement credit yet, but I took plenty of screenshots of the process so that I can bitch about it adequately if I don’t get my credit.
Thread Starter
5 Year Member
Joined: Jan 2019
Posts: 55
Likes: 6
Update - Tires came in on Saturday and had them installed at local 4x4 shop with a 2 inch RC level. Looks great and the tireagent.com service went as expected. I put the order in on Wednesday and tires were delivered on Friday.
will report back if this capital one rebate actually works. It could be a couple of billing cycles
will report back if this capital one rebate actually works. It could be a couple of billing cycles
Senior Member
Joined: Oct 2015
Posts: 142
Likes: 53
From: Midcoast Maine
Update - Tires came in on Saturday and had them installed at local 4x4 shop with a 2 inch RC level. Looks great and the tireagent.com service went as expected. I put the order in on Wednesday and tires were delivered on Friday.
will report back if this capital one rebate actually works. It could be a couple of billing cycles
will report back if this capital one rebate actually works. It could be a couple of billing cycles
but 
Thread Starter
5 Year Member
Joined: Jan 2019
Posts: 55
Likes: 6
Final update - Capital one deal came through and I got ~$500 credit this morning. Last I checked it was still 28% back, so for anyone that is willing to have tires shipped to their house and can float the cost for a billing cycle or two, it’s a pretty solid deal