Trucks4us

Hello everybody, I keep getting all sorts of different answers depending on who I ask so I am hoping you guys can help me out. Can you or not combine the 0.0% apr with any other rebates and incentives ? I am looking at the XLT SuperCab w/ 2.7 eb, which currently has 2800 in incentives so should I be expecting to get invoice price - incentives or is invoice price with 0.0 % a good deal. Sorry if this was covered somewhere but I can't get a straight answer anywhere. Thanks ahead for any advice or info you guys can share

caperJ

Personally I have done both and came out better financing, 3.5% with incentives and dealer haggle than the 0%. Go in about 3-4 days prior to end month is your best bargain as dealers get incentives every 10, 20 and 30 days if they meet their quota, the 30 day is the best for them if they have reached their 10 and 20 day quota and 3-4 Working days prior to end month gets you better bargaining. Also after they have reached their 30 day quota if they go over lets say 110% for the month they get greater incentive making it better for end month sales.

ForeWheelDrive

No, you cannot get 0% and all other incentives. Maybe a $750 incentive for financing through Ford, but not all of the others.

twotimer

Take the rebates and get the loan from a credit union. They are offering 1.5% for 60 months.

robbieg

Its either 0% or the rebates not both. Do the math and your probably better off with the 0%.

Ricktwuhk

There is no blanket answer here, because it depends on WHAT OFFERS you are referring to AND what model you buy (different rebates) AND where you live AND how your are buying...

Every offer has terms under it, that anyone can read.

The CURRENT 0% financing offer says OR $7,050 in total savings PLUS $500 cash back for A/Z/D customers (in my SE Michigan area). So, yes, you can get a rebate IF you qualify AND take that financing. There is a New College grad rebate that you would still get. There are other rebates for police associates, and military that you can get.

The overall best deal is likely to finance with Ford for whatever percent you qualify for, taking all the rebates you can INCLUDING the $750 Ford Credit rebate, then refinance the next day with your credit union.

In general, when Ford CREDIT does 0% financing, Ford MOTOR eliminates most if not all other rebates EXCEPT if they are desperate in a particular region OR they want A/Z/D plan to buy OR they are trying to move a particular model...

Your dealer can pull up your vehicle on their SmartVincent system and it will show every single rebate that it qualifies for.

Lariat725

Even better, if you call the Ford marketing number for consumers,band ask to speak to a representative, you give them your zip code, what you're interested in, and any affiliations you may have (police, military, college, etc) and they will go through a laundry list of different offers with you. Some of them are up to the dealer whether they will combine them or not, but for the most part the marketing team can tell you what combines with what.

talljoker

Only one or the other. I did the rebates and got 10K off the MSRP. I had 4.89% or whatever the lowest tier is but I am going to go to NFCU and get 1.99%...most people want the 0%...

gonefishin776

I was able to get 2.5% rate plus the 10K in rebates/incentives, it was better than the 0% financing.

cwm180

http://www.bankrate.com/calculators/...alculator.aspx

This calculator lets you play with the numbers and decide at what point the rebates are a better deal than 0% financing.