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I just picked up a 2001 4x2 supercab w 112K for under 5 grand. Excellent condition, clean interior... not many bells and whistles but its a great truck.
Besides more often then not those V6's were nuthin' but a major headache from day one!
I would assume you're talking about the 97/98 4.2's??? There's nothing at all wrong with the 99 and up 4.2's. I've had less problems from my 4.2 then then 5.4 I drive. Just saying...
To the OP. I would try and steer clear of a dealership on a vehicle that old. Look around and you'll be able to find a good clean used Ford for a good price. Good luck