Paid off my truck today!
07-12-2019, 09:30 AM
#21
Monks
Thread Starter
As someone who has been driving (paid for) old vehicles for a long time, my advice is to take at least some of that payment money and put it in the truck. And I don't mean blng. Look for things that might fail - bearings, ball joints, wiring, hoses - and change them before they fail. Keep a spare alternator and starter on the shelf so you can buy quality items on your own terms. Do your own oil changes - not to save money but because its a good chance to crawl under the truck and have a good look at it. Keep it clean so leaks show up immediately.
I already do all of my own maintenance, so I can usually spot an issue pretty quickly!
07-12-2019, 09:48 AM
#22
Mark
iTrader: (1)
I saved up and paid cash for my 08 at the end of 08.. haven’t had a payment in almost 11 years now. truck has been awesome to me. Just about the hit 100,000.
The following users liked this post:
77Ranger460 (07-13-2019)
07-12-2019, 12:39 PM
#24
The day will come when I find myself under a payment. I don't expect mine to last forever. With a book value of 6 grand, I can't see myself dumping thousands into a truck with this many miles, not knowing what else may be on the way out.
Trying to stay positive lol
Trying to stay positive lol
07-12-2019, 11:05 PM
#25
Member
No vehicle out of warranty should ever have a loan attached to it.
The following 2 users liked this post by dukedkt442:
77Ranger460 (07-13-2019),
ShirBlackspots (07-12-2019)
07-14-2019, 04:31 PM
#26
Here is an eye opener. My brother in law bought a new 3500 Duramax last summer. The dealer told him he was the only person he had sold a truck to in a few years that didn't require gap insurance because he had a decent down payment. These days people don't seem to be able to save very well.
07-14-2019, 10:34 PM
#27
Member
Here is an eye opener. My brother in law bought a new 3500 Duramax last summer. The dealer told him he was the only person he had sold a truck to in a few years that didn't require gap insurance because he had a decent down payment. These days people don't seem to be able to save very well.
07-16-2019, 11:53 AM
#28
Monks
Thread Starter
Unfortunately, I bought from a dealership. Like many on here and around the country, I didn't want to pay the truck up front and loose cash that I could be using for other things on top of the truck. I got a great rate and was paid off early. Now, I do agree that a truck that is a complete $ hit box should NEVER be financed...
And thanks for the well wishes. This truck has been fantastic and intend to keep it that way for many more years to come. Thankfully, no salt down here!
And thanks for the well wishes. This truck has been fantastic and intend to keep it that way for many more years to come. Thankfully, no salt down here!
07-16-2019, 12:53 PM
#30
Official HTT Greeter
