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I recently ran into the back of a 96 ram 2500 and did some pretty good damage to the front of my 2006 F-150 FX4...worst part is that I just bought it a few weeks ago. Anyway, a few body shops told me they don't believe it's totaled based of these pictures. I'm still waiting on insurance to get back to me whether or not they want to call it totaled. Let me know what you guys think! P.S. There was no airbag deployment and the truck still started and drove afterwards. The engine had a
small buzzing sounds but that's it.
I'd say (just by pictures) it's a 50/50. It could easily be totaled by hidden damage. That front support could be damaged enough to kill it. But it could also easily be some body work, tranny cooler, lights, etc.
also depends on the mileage.. from the pictures it doesn't look too bad, mostly cosmetic but i am by no means a body specialist or mechanic. If the front structure wasn't damaged i would guess not, if it is, then it might be. i know when i smashed up my old oldsmobile i was able to work with the body shop and find parts off a used vehicle and it really saved on the price, tough call, sorry about your truck
First thing the insurance company looks at is what the vehicle is worth; its a 2006, and while its worth a lot to you, they look at its average retail. Then they look at what it will cost to repair it. If the repair cost reaches 80 to 85% of the vehicles worth, it will most likely get totaled. As an example, lets say you paid $10,000 for the truck (only an example price). Lets say parts labor and paint is estimated at $8000 to $8500; the insurance company would most likely declare it totaled.