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2004 - 2008 Ford F150 General discussion on the 2004 - 2008 Ford F150 truck.

Burnning rubber ! Off my dash !!

Old 05-19-2016, 07:52 PM
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Originally Posted by miihere
What are they considering it falls under? Comprehensive?
I belive so .. I guess fire claims are handled differently then most ... A guy I work with , his wife is a insurance adjuster and she says that is how it works I guess
Old 05-19-2016, 07:54 PM
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Originally Posted by cleveland lotlizards
I belive so .. I guess fire claims are handled differently then most ... A guy I work with , his wife is a insurance adjuster and she says that is how it works I guess
I'd take your paperwork and findings to Ford. If nothing else it's a good place to start at finding out if this is a 1 time freak accident or faulty wiring on their part.
Old 05-19-2016, 07:55 PM
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That seems sketchy as hell. Glad the rest of your truck didn't burn up. Hopefully you can find a wiring harness from a local junkyard or something fairly cheap. Have you gotten estimates on replacement parts? 2500 seems a little low ball for new parts.
Old 05-19-2016, 08:53 PM
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Originally Posted by Manuellabour247
That seems sketchy as hell. Glad the rest of your truck didn't burn up. Hopefully you can find a wiring harness from a local junkyard or something fairly cheap. Have you gotten estimates on replacement parts? 2500 seems a little low ball for new parts.
the reason it's low there not covering the wire harness's ... What gets me is ford doesn't even make the wire harness any more . No aftermarket options either. Only option is a junk yard. I have to find the the one that matches my truck options exactly. Which is harder then I would have imagined... I had it towed to a ford dealer that I've always worked with and they had it 2 weeks befor saying they couldn't get the wire harness
Old 05-22-2016, 07:25 PM
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Step one of the rebuild lol
Attached Thumbnails Burnning rubber ! Off my dash !!-image-122718316.jpg   Burnning rubber ! Off my dash !!-image-2616148728.jpg  
Old 05-23-2016, 10:10 AM
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Originally Posted by cleveland lotlizards
Nope ! The insurance company says the cause of fire was a failure between the dash wire harness and the body wire harness. The insurance doesn't cover what caused the fire , only the resulting damage. In other words there not paying for either wire harness or cost to replace. They are paying for a new dash, clean interior , hood release cable , and a few other melted parts. After research and talking to other people in the insurance industry, this is the case in almost all insurance companies polices involving a fire. I wish it would have been something I wired like a radio or lights . The full wire harness's are expensive and hard to find.

This is terrible! I'm curious though...was it the insurance company that investigated the cause or an independent shop not affiliated with the insurance company? By saying it was the harness, they've essentially shunted the responsibility to Ford for the faulty wiring. I'm curious to know how Ford would respond to this.

I've never heard of this type of event happening on the 2004-2008 gen. trucks.

I hope nothing else behind the dash (or airbag wiring) was compromised by the fire. Good luck with the repair

Last edited by Brutus442; 05-23-2016 at 10:12 AM.
Old 05-23-2016, 11:01 AM
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Originally Posted by Brutus442
This is terrible! I'm curious though...was it the insurance company that investigated the cause or an independent shop not affiliated with the insurance company? By saying it was the harness, they've essentially shunted the responsibility to Ford for the faulty wiring. I'm curious to know how Ford would respond to this. I've never heard of this type of event happening on the 2004-2008 gen. trucks. I hope nothing else behind the dash (or airbag wiring) was compromised by the fire. Good luck with the repair
I had it towed to a ford dealership and they along with the insurance guy agred it started in the wire harness. No real answer as to what caused it other then saying he wire harness failed.
Old 05-23-2016, 11:18 AM
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So will you be seeking more $ from the insurance since it was confirmed it wasn't anything you did? If not I'd be shopping for another insurance provider if I were you....
Old 05-23-2016, 11:55 AM
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Originally Posted by cleveland lotlizards
I had it towed to a ford dealership and they along with the insurance guy agred it started in the wire harness. No real answer as to what caused it other then saying he wire harness failed.

That's impressive that Ford admitted to that! They basically admitted to a faulty design that had you incurred damage beyond the truck burning (ie. garage, house) they've just made themselves libel. Normally, when faced with the possibility of forced recalls, automakers send there teams of lawyers to argue that they aren't responsible.

I agree with the above poster. Time to shop around for a better insurance company. This was a non modified harness from a manufacturer that failed and caused considerable damage. Totally within the realm of vehicle coverage.

As the truck owner, I'd also like to know what failed in the harness itself so it's not replaced with a part with the same flaw. Might be worth asking...
Old 05-23-2016, 12:05 PM
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That's impressive that Ford admitted to that! They basically admitted to a faulty design that had you incurred damage beyond the truck burning (ie. garage, house) they've just made themselves libel. Normally, when faced with the possibility of forced recalls, automakers send there teams of lawyers to argue that they aren't responsible.
We have no idea what happens behind the scenes here, it sounds like a guy working in the shop made this statement, and not necessary Ford. Also keep in mind this is coming from a 3rd party (the OP) and not from Ford. I'm not saying the OP's posts are incorrect or wrong, just stating its a 3rd party making statements and not Ford or the dealership. Regardless I hope Ford or the insurance makes it right and covers it 100% minus the deductible.

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