Motosoal

It would have taken me another year or two to do it....but I absolutely would have. Nothing about financing or paying up front would make me feel different about the truck. I love it.

okif150

I definatly agree with using other peoples money. Since I was young I had to finance as many do, but paid it through contract and kept putting the payment up after the loan. When it was time to buy again some I sold and some I traded, but that always had me in a position to pay the difference and not have a note. From then on I was able to trade or buy and not be put in a position to "have to" or ever in a bind. No matter what the economy did.

latandatt

No, but I have great credit and with a below 3% int rate it's not like its a lot more $$$$$$$ to buy what I want to drive, also I know insurance company's that if you own it out right and it gets totaled will low ball you and you will have to fight to get what it's worth.

HCFX2013

Mine was a cash deal. If you turn it around and say if you had to finance, I'd be rolling in a Harley or Limited right now

deerhunter42

I am prepared to pay cash for my truck but when you get a nice rebate by financing through Ford with no penalty for pre-payment I jump on it for a month and then pay it off. When you are retired, you don't want truck or any other kind of payments.

XtraLargeTall

Never understood having vehicle payments except for the grand you can get off before paying it off. Paid cash for my used 09.

Bills96TA

Agreed, used the credit to get a little more off MSRP and paid it off 2 weeks later when the paperwork came in.

Muddyguy202

Paid my truck off, well almost financed about 1/3 of it for get the $1000 deduction and and getting ready to have it paid off in 2 more months, hate having to wait for a couple months just to get that rebate thing to work.

13Harleyfan

It seems the insurance is a little easier to work with when it's financed.

brianford

Buying a truck with cash is silly unless you have so much money that you don't care or if you have really bad credit.

Loans of zero down w/ 1.49 Apr are everywhere. If you can't make more than 1.49 apr w/ ur cash over 5 years you really should read a finance book. Any.

Just my opinion.

Invest that money elsewhere and get a loan.