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How much is your monthly payment?

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Old 04-09-2014, 11:19 AM
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Default How much is your monthly payment?

Hey guys and gals I would be buying a truck very soon now and would like to know what a good monthly payment would be. If you all would please share the info including the term the apr and all that good stuff(not) Thanks!
Old 04-09-2014, 11:20 AM
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Which model truck are you looking at? Used or new? These truck can range from 20K to 50K.
Old 04-09-2014, 11:36 AM
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You will get a LARGE variety of answers on this as there is many, many factors that play into that, age, credit history, how much putting down, interest, length of loan, how much is the truck, geographic location, ect ect ect

In short, don't base your decision on what others are paying. Base it on your specific info and talk to your bank to see what they can offer you specifically.
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Old 04-09-2014, 11:48 AM
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I bought a 2011 STX brand new... monthly payments are $577.00 for 4 years

I'm almost there !!!
Old 04-09-2014, 11:51 AM
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If you must consider the payment before you buy, are you sure you should be looking at trucks that cost as much as these do?
Old 04-09-2014, 11:53 AM
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I think you will find the best way to look at it is about 16 to 17 dollars per thousand financed. Now from there credit history and rate will vary but you will be pretty safe using that figure.I think the average otd price here is about 32 grand so 32 X 16 would be $512.00 per month based on 5 years.

Also many of us went with the 1000 rebate to finance through Ford but refinanced at a better rate as soon as the paper work was done. I think it was 5.9% through Ford but I ended up at .49% when I refinanced it through US bank!
Old 04-09-2014, 12:39 PM
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Originally Posted by elfiero
If you must consider the payment before you buy, are you sure you should be looking at trucks that cost as much as these do?
Some of us have to budget our money...

To the OP. 440/mo 30kish financed at 1.9 for 72mo
Old 04-09-2014, 12:40 PM
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$650. Can't wait till it's over. Only 5 more years!
Old 04-09-2014, 12:50 PM
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$286 a month with $18k down, 2013 STX
Old 04-09-2014, 12:52 PM
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515 no money down 4750 worth of trade in plus the Ford employee discount at 36k


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