Abraham5G

I went to my local Ford dealership today and I talked to a salesman about the Tremor, we have been discussing it for 2 weeks. The truck is a Ruby Red FX2 Tremor with the Tremor Plus Package. MSRP is ~$41,300, I got him to come down to $37,900 plus tax title and license with 5% financing for 6 years. I did some snooping and saw the invoice was $38,325, so my question is, am I getting a good deal?

2003_lightning

If you have gotten into there holdback then yes ur getting a good deal. 5% isn't that hot though. I'm 20 and I have a loan for 2% on my new lariat so the interest is defiantly high

SlowFX4

5% is crap really....but I dunno how your credit is.....ford wanted to give me 3.5 for 6 years but my credit union did 2.5

Abraham5G

Thanks for your reply, I'm 24 and I don't have any credit history except for some student loans that I have paid off, my father is consigning for me he has excellent credit. Salesman said if it was just my dad it would be 2%, but since I am on it too it will be higher, also because it is 72 months.

BobLobLaw

It's best to shop around at other dealers as well. See what kind of prices they can give you.

B-Mac

I have a 798 credit score and got 2.19% for 6 years from mine.....Had to fight with them, they wanted to do 4.9%....

Abraham5G

The truck is at a different dealership an hour away, I went to go check it out and test drive, the best they would do is $38,000, so I went to my local dealer that is 10 minutes away from home and he is getting me the same truck for $37,900. $100 off and a closer, friendlier dealership. Now I just hope the other dealer doesn't tear up or abuse the truck since I'm not buying from them lol.

SlowFX4

Exactly, they get you approved for lower but try to get you to agree to the higher rates which they get a kick back on....

Abraham5G

My father, who will be cosigning, has a credit score of 830, and I have no credit history

Z7What

37900+TTL for a SCSB no thanks.

I paid less than that for my 2013 SuperCREW FX2 Fully Loaded 402A with every option available on the truck.

Wayne