DanAustin

Ford Extended Warranty on mine but Insurance and Gap through USAA . I like their insurance , hate their banking and not sure if I would trust any warranty other than Ford , You cant go wrong and you know what your paying for when its from the manufacturer

Timayz

They are USAA but like many others they broker what they can when it saves them\us money. Best part about them vs others, went they broker they continue to manage thru the third party for you. Better than just selling your loan or whatever....

sullyman

Exactly. When it makes sense for USAA to directly provide the product, they do, such as Home owners, auto, banking, life insurance, and investments. But sometimes they are able to provide a better value by contacting with a third party, like mortgage brokering or long term care. Some times they have to provide third party products, like flood insurance, which is only sold through the federal government, and windstorm, which is often a state government product.

gregsf150stx

of course, a FORD DEALER that you bought your truck from is going to try to charge you $3,000 for it (its extra profit for them).

If you go to a FORD DEALER online, and price the same plan, its usually at cost or a little above....

So, the supposed 3,000 plan you are quoting at the dealer, could very easily COST $1200 if you buy the FORD ESP from an online FORD dealer selling them.

I don't know about you all, but I bought my FORD ESP from a dealer in Rhode Island (I live in TN), an I feel comfortable that I can take my truck to ANY ford dealer. My contract is online, VIN accessible to all ford dealers.

So, what dealers do warranty coverage under a USAA extended warranty??????

BadAlBell

Probably all of them.
The dealer would do the work and the payment should be made by USAA.
At least thats the theory.

gregsf150stx

I definately would not want a "probably" when I'm in an unknown town and I have to have my truck fixed!

Probability and theories aren't really definite answers!

i feel good knowing I can roll on into any FORD dealer and my problem is taken care of with my FORD ESP purchase.

anyways, there are about 10 other threads on extended warranties........do what you feel best with...

Silver FX4

Ford ESP plans stay with the vehicle and transfer to a new owner (not sure about other plans). This can be a good selling point if you choose to sell your truck.

sullyman

Which Ford dealers accept USAA insurance for body work after an accident? All of them do. These same dealers will script the USAA warranty too, because they make too much money off of USAA body shop repairs to risk losing that business.

danonbar

I can't speak to whether or not USAA is a good plan, but I have the Ford ESP. It has been simple to use and I've been completely satisfied each time.

Re: the price of the ESP, that's always negotiable. For example, the local Ford dealer wanted $2450 for my 6 yr/100K plan. Reading posts on this site, I had contacted a dealer back east (sorry, but I don't recall who but you can find it on a search) via email who advertised the same ESP for $1150. I showed the email to the local dealer and the price was suddenly $1200. Local dealer agreed to write my ESP into my financing so I agreed to the extra $50. The salesperson showed me the book with her cost and they made less than $100 on my ESP purchase.

If the local dealer won't budge, shop for the ESP elsewhere. It doesn't have to be purchased at the dealer where you buy the truck.

Hope this helps.

gregsf150stx

think we're talking ESP(extended warranty on physical parts of the truck) here.....not insurance for an accident.

If you guys like USAA, buy on!