Financing tires and wheels
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Junior Member
Joined: Jul 2018
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Financing tires and wheels
I am going to buy a new f150 soon and am curious if any of you have bought a new truck and had the dealership get you specific tires and wheels instead of the stock tires and wheels. I am hoping to simply finance the new tires and wheels with the truck loan. Also, did the dealer give you credit for the stock tires or did you have to pay for them and get to take them with you and sell them yourself. Any information will be appreciated! Thanks!
5 Year Member
Joined: Apr 2016
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From: Georgia
Lots of dealers will add accessories, wheels and tires to the truck and roll the costs into the loan. And it may a good idea to do so. If you have a good credit rating loans of 2% or less are common. That is a lot better than putting them on Mastercard at 8%-16% interest. And depending on how your state taxes are collected there could be some tax savings by having custom work done at the dealer vs doing it aftermarket. Just check prices 1st. If you can do something aftermarket for $1000 and the dealer wants $2000 it isn't a good deal.
You may get some credit for the take off parts if the dealer thinks they can use them. But probably not. You'd probably be able to sell them for more on Craigslist etc. anyway.
You may get some credit for the take off parts if the dealer thinks they can use them. But probably not. You'd probably be able to sell them for more on Craigslist etc. anyway.
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Joined: Jan 2012
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From: TX
It's not a good idea for many reasons. The dealer will just charge you more to do it and give you half or less what the OEM tires/wheels are worth. Not to mention if you are financing them in, you probably don't have the cash to purchase them outright which means you're that much more upside-down on your loan if you aren't paying cash or putting anything or very little down. Save up more, pay cash and don't finance or charge anything.
And pickup a DaveRamsey book while you're at it...
And pickup a DaveRamsey book while you're at it...
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Joined: May 2022
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Last edited by ArmandPompa; May 27, 2022 at 04:16 AM.
