Originally Posted by jhindle

My dealership is getting me 1.92% for 60 months through Bank of America this afternoon.

Originally Posted by EM Stros

Hey Y'all.
So if you could help me learn something. If I want to take advantage of the financing offer of $750, does Ford Credit need my down payment or do I simply provide that to the credit union when I refinance? Thanks in advance!

Originally Posted by jpmst3

They have had it for many months if not all year. Typically you choose between $750 cash back or 0% financing through Ford.

Most of us with good credit opt for the $750 (3.9 or 4.9% or something like that?) cash back and then refinance immediately with a lower rate, in my case 1.49%...win/win.

I refinanced in 10 days, when I got around to it. The dealers hate it when you do that because the $750 gets charged back to the dealer if you refinance before 90 days. So many of them lie to their customers and tell them that you cannot refinance for 90 days, but in reality you can do it the next day. So, it is definitely worth it to take the $750!

Originally Posted by ab46501

I'm riding on 0% for 72 months from Ford.

Originally Posted by F150-Lariat

Your better off taking the rebates and refinancing with your credit union.

Originally Posted by F150-Lariat

I'm in the processes of getting .74% loan from Western Federal credit union. Best rate I've seen anywhere.