What Interest Rate Did You Get?
06-11-2015, 07:06 PM
#81
Senior Member
My finance guy told me the exact opposite. He said I just had to make one payment after that I can refi. He said if I made 3 payments the dealership got to keep money that FORD gives them. If I make the payment after 1 month, they have to send FORD a check.
Looking for a good rate now... 3.5% for $750 cash was the June offer.
Looking for a good rate now... 3.5% for $750 cash was the June offer.
06-11-2015, 07:07 PM
#82
Senior Member
06-12-2015, 09:01 AM
#85
Saved by Grace
Totally true, that is what he told me... 
Does anyone know of a good place to go if someone has really good credit? I'm trying several of the online places but they are all offering rates that seem a little high 2.39% for 60 months for example. I'm looking for something below 2%. TIA...
Does anyone know of a good place to go if someone has really good credit? I'm trying several of the online places but they are all offering rates that seem a little high 2.39% for 60 months for example. I'm looking for something below 2%. TIA...
06-12-2015, 09:19 AM
#86
US Bank offered 3.99% on an 84 month loan. I had never heard of a loan that long on a vehicle. I ended up getting 2.49% on a 72 month loan through the CU, which still seems long to me but I won't have the loan that long anyways.
06-12-2015, 09:38 AM
#87
Senior Member
Totally true, that is what he told me...
Does anyone know of a good place to go if someone has really good credit? I'm trying several of the online places but they are all offering rates that seem a little high 2.39% for 60 months for example. I'm looking for something below 2%. TIA...
Does anyone know of a good place to go if someone has really good credit? I'm trying several of the online places but they are all offering rates that seem a little high 2.39% for 60 months for example. I'm looking for something below 2%. TIA...
Tons of threads about low rates. 2.39% is not high for 60 months. PenFed is 2.24. Insignificant difference.
06-12-2015, 09:42 AM
#88
What Interest Rate Did You Get?
2.75 for 60 with USAA
06-12-2015, 01:18 PM
#90
Senior Member
My current Explorer is a 2004 and I have ordered my new 2015 F-150. We have saved up enough that I'll finance trough FMC but then pay it off right away. What ever it takes to get the most rebates we can.