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Just tell us your under invoice price paid.

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Old 03-19-2018, 12:01 PM
  #6561  
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Excellent idea.
Old 03-19-2018, 01:12 PM
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Originally Posted by silvius
Actually, there are thousands of posts in this thread that state how you could have gotten a better deal.

You are making a complete idiot of yourself stating that we 'have yet to prove you otherwise'. Read from post 3051 and see the HUNDREDS of examples of how to get a better deal.
Now I am an idiot.. Classy group of guys you are. And still.. not a single post with viable information on how I could have got a better deal on my truck in the northeast. Call someone an idiot then say we should move on from this, excellent idea. Great show of maturity.
Old 03-19-2018, 01:16 PM
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Oh hi guys. Remember us? We're still here. We ask that you calm down. Thanks.
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Old 03-19-2018, 01:16 PM
  #6564  
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Originally Posted by arcticcatmatt
Now I am an idiot..
Being told you are acting foolish / like an idiot is not the same as being called a fool or an idiot.
Originally Posted by arcticcatmatt
Classy group of guys you are. And still.. not a single post with viable information on how I could have got a better deal on my truck in the northeast. Call someone an idiot then say we should move on from this, excellent idea. Great show of maturity.
You aren't helping your case. I suggest you move on, friend.
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Old 03-19-2018, 03:17 PM
  #6565  
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We need someone on here with access to SmartVincent so we can verify the rebates with them. This will put all the rebate questions to bed.
Old 03-19-2018, 04:29 PM
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Originally Posted by Martian
Being told you are acting foolish / like an idiot is not the same as being called a fool or an idiot.

You aren't helping your case. I suggest you move on, friend.
I've called myself an idiot sometimes when I do stupid stuff. Hopefully it doesn't get me banned per the forum rules here.

We're back on track guys - thanks!

Last edited by toptobottom; 03-19-2018 at 04:32 PM.
Old 03-19-2018, 04:31 PM
  #6567  
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Originally Posted by Scott Thomas
We need someone on here with access to SmartVincent so we can verify the rebates with them. This will put all the rebate questions to bed.
Does anybody have Putin's cell# - I'm sure he could hook us up!
Old 03-19-2018, 06:06 PM
  #6568  
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Cool

Originally Posted by toptobottom
I've called myself an idiot sometimes when I do stupid stuff. Hopefully it doesn't get me banned per the forum rules here.

We're back on track guys - thanks!

I don't think Top would get banned for that specifically.....but I am a little concerned about the new avatar he is considering. What does it mean?

So much for getting back on track.....sorry



Last edited by silvius; 03-19-2018 at 06:22 PM.
Old 03-19-2018, 06:15 PM
  #6569  
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Originally Posted by toptobottom
Which thread have you been reading. We talk about opting-in for the Ford Credit rebate and immediately re-financing over and over in throughout this thread. Matter of fact, I just touched on it in reply to articcatmatt.

It's a great day to keep reading!
How important is it to immediately refinance as opposed to first making 3 payments, out of courtesy to the dealer (to keep a good relationship)?

Not sure exactly what type of loan the Ford Credit financing is. Are the first payments mostly all interest, and then as you go more and more goes toward principle? Or is every payment, start to finish the same amount toward the principle and interest?

If the first few payments are mostly all interest, then I'm definitely paying it all off immediately.

For the record, my rate was 5.89% for 60 months

Last edited by kbreese; 03-19-2018 at 06:18 PM.
Old 03-19-2018, 06:19 PM
  #6570  
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Originally Posted by kbreese
How important is it to immediately refinance as opposed to first making 3 payments, out of courtesy to the dealer (to keep a good relationship)?

Not sure exactly what type of loan the Ford Credit financing is. Are the first payments mostly all interest, and then as you go more and more goes toward principle? Or is every payment, start to finish the same amount toward the principle and interest?

If the first few payments are mostly all interest, then I'm definitely paying it all off immediately.
As far as a future relationship with the dealer I assume you are talking about maintenance and warranty work. The service department isn't going to check with your sales guy. It is possible, but HIGHLY unlikely. I immediately refinanced and have had no problems with the service dept, but I suppose YMMV... As far as a future sale, I wouldn't worry there either. Dealership sales staff have fairly rapid turnover.

The first payments in any car loan are going to be 'front loaded' with interest, meaning those are the payments with the greatest percentage of the payment being interest, as opposed to payments down the line....

https://www.investopedia.com/article...-car-loans.asp

Refinance to a lower rate asap.

Last edited by silvius; 03-19-2018 at 06:33 PM.
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