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Insurance costs

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Old 03-28-2017, 10:06 PM
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Default Insurance costs

Hey I just bought a new F 150 this last August. insurance agent was evasive on my cost last year. Now I have my statement for the coming year and I'm paying 1405 with 500 ded/comp 1000/ded/coll. what do you all think, Am I getting screwed?
Old 03-28-2017, 10:10 PM
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What package do you have? I pay more than that, but my agent says the codes on the motor are really high because it is a turbo. Dumb, but that is the way they screw you.
Old 03-28-2017, 10:12 PM
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Insurance costs are based on a variety of factors including your credit. Most importantly these costs are varied by state you are insured in. I think you will get a variety of answers. If you want to divulge your state, age, accident history then you may find out if you are getting screwed.
Old 03-28-2017, 10:13 PM
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I pay 94 a month with 500 deduct. So no you aren't getting screwed. It probably wouldn't hurt to shop around in your case though.
Old 03-28-2017, 10:16 PM
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Originally Posted by dbrown1111
What package do you have? I pay more than that, but my agent says the codes on the motor are really high because it is a turbo. Dumb, but that is the way they screw you.
My 15, was a xlt, 5.0 4wd. My 17 is a raptor. The raptor is 20 bucks a month cheaper.... lol.

Originally Posted by sticker500
Insurance costs are based on a variety of factors including your credit. Most importantly these costs are varied by state you are insured in. I think you will get a variety of answers. If you want to divulge your state, age, accident history then you may find out if you are getting screwed.
This. Tickets/DWIs also.
Old 03-28-2017, 10:24 PM
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Originally Posted by sticker500
Insurance costs are based on a variety of factors including your credit. Most importantly these costs are varied by state you are insured in. I think you will get a variety of answers. If you want to divulge your state, age, accident history then you may find out if you are getting screwed.
This. Shop around.
Old 03-28-2017, 10:25 PM
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I was actually hoping no one would reply to the guy who creates his first thread with his first post...I wish they could stop that. He will probably never be back.

Either way mine is $440 for six months, 40+, married, no accidents, excellent credit, owned not leased.
Old 03-28-2017, 10:27 PM
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I have State Farm and I pay $75.50/month with a $250 deductible across the board with rental coverage on my 2016 XLT F150 Supercrew with the 3.5 EB. I'm also married (discount,) have a multi car discount as well as home owners insurance (discount) through the same company and I'm old enough now that my speeding ticket days are long gone.
Old 03-28-2017, 10:38 PM
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Sorry guy I've lurked for quite a while. I'm wondering if my cost have to do with my 16 year old that had an accident last year. I haven't had an accident for 30 plus years or tickets other than speeding, or really speeding 61-8-309 in Montana 90 plus.
Old 03-28-2017, 10:42 PM
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502a with 3.5 ecoboost



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