Tareva

The price of any extended warranty plan is increased by $250 if you answer "yes" to the question: "Is this a commercial use vehicle?" I'm looking for anyone who has had real world experience with this specific part of the plan?

I've been told different things by 4 different dealers.
1) That it all depends on whether the vehicle is registered to a company (mine is not; it's in my own name).
2) That it depends on if your vehicle has company signage on it (mine does).
3) That it depends on how much it is being used in a business (mine is 5-10 days per year only).
4) That you'll never know until you actually use the warranty.

I'm semi-retired and only use my F150 5+ days a year for work purposes.

Going to the Ford website I downloaded a contract and "Commercial Use" means the vehicle is:

(i) used primarily for business or government purposes, by an individual or multiple drivers any government agency or municipality, or,
(ii) designated by the Selling Dealer as a vehicle sold for Commercial Use when reported to the vehicle's manufacturer.

So, based on the above, I "think" I'm OK in not spending the additional $250. Does anyone have actual extended warranty experience with a case like mine?

Killer95Stang

My thoughts... get magnetic signage that can be removed. Is your vehicle outfitted for heavy work, like a ladder rack on top?

If the signage is only for advertising, but the truck isn't a heavy use vehicle, then you are probably okay. A good relationship with your service writer will probably carry more weight than the contract.

This is all just thoughts...

Eduskator

It increases because statistically speaking, a commercial vehicle is used a lot more more & harder.

May I ask why do you have a company signage on a truck that's used 5 days per year to work with? I'd get magnets, but you will need to remove your door panels and weld or stick magnets because the body is made out of aluminum.

IMO, a commercial vehicle would be a vehicle that's 1) sold and bought brand new by a company or 2) bought by the government or other organization for commercial use (transport, police, ambulance, firefighter, etc.).

You should be fine.

denton

'Primarily' does not mean ten days a year. It means most of the time

etekberg

The contract language is all that matters ultimately. By your stated use you don't meet it. Your vehicle is primarily personal use.

If a dealer hassles you about it just show them the contract language and explain your limited business usage

Tareva

Thanks for the suggestions so far. I'm a self-employed licensed land surveyor and I live on a busy street so some vinyl signs bring me the occasional survey work I accept once or twice a year. No racks or tool boxes.

Hopefully, someone in a similar situation, with actual experience, can chime in.

H.Racing

I have seen some extended warranty's decline repairs for just having an Uber sticker in the window. I don't deal to much with Ford ESP as I'm a Chevy technician. I would think It will only be an issue if the send out an inspector to verify the failure.

bisjoe

When it comes to warranties, especially 3rd party, they will look for every possible little reason to deny a claim. Whether it's vinyl lettering making it commercial, or missing proof for one oil change. The fine print is even more cause for misunderstanding.

Tareva

None of my inquiries were for 3rd party warranties.

cthusker

Magnetic signs aren't going to stick to aluminum panels...