Buy my 15 xlt back or start over with a 18 Lariat
04-04-2018, 09:55 PM
#1
Buy my 15 xlt back or start over with a 18 Lariat
I leased a 302a xlt in 2015 and the lease ends in august , buy back is 27k from ford. I love this truck and i dont mind keeping it as its been reliable so far , its got 40 000 kilometers only so buying it back is a good idea i think , unfortunatly the interest rate from the dealer is 5% !
If i get a new 18 this one i would buy instead of leasing , so i would go with a 502a lariat , 0% for 72 months with some cash down that would bring my payments to about the same as my 2015.
My question is , is it worth getting into another 6 years of payments for the 18 lariat instead of keeping my 2015 and paying it back in 2 years ? is there a whole new truck coming in 2019 or 2020 ? thats what would make me regret getting the 18 !
If i get a new 18 this one i would buy instead of leasing , so i would go with a 502a lariat , 0% for 72 months with some cash down that would bring my payments to about the same as my 2015.
My question is , is it worth getting into another 6 years of payments for the 18 lariat instead of keeping my 2015 and paying it back in 2 years ? is there a whole new truck coming in 2019 or 2020 ? thats what would make me regret getting the 18 !
04-04-2018, 10:13 PM
#3
04-05-2018, 06:13 PM
#5
Large Member
id get the 18, but thats because i could never live with an xlt. you seem to be happy with it, so it probably isnt a bad idea to just keep it.
04-05-2018, 06:33 PM
#6
Senior Member
sounds like you would have some equity. I would recommend you buy 2015 (lower tax)...then drive it for another 2 years, your mileage is so low.
Then it will be paid off and use it as a down payment towards lariat in 2020 There will likely be a refresh around that time
Then it will be paid off and use it as a down payment towards lariat in 2020 There will likely be a refresh around that time
04-05-2018, 06:37 PM
#7
I leased a 302a xlt in 2015 and the lease ends in august , buy back is 27k from ford. I love this truck and i dont mind keeping it as its been reliable so far , its got 40 000 kilometers only so buying it back is a good idea i think , unfortunatly the interest rate from the dealer is 5% !
If i get a new 18 this one i would buy instead of leasing , so i would go with a 502a lariat , 0% for 72 months with some cash down that would bring my payments to about the same as my 2015.
My question is , is it worth getting into another 6 years of payments for the 18 lariat instead of keeping my 2015 and paying it back in 2 years ? is there a whole new truck coming in 2019 or 2020 ? thats what would make me regret getting the 18 !
If i get a new 18 this one i would buy instead of leasing , so i would go with a 502a lariat , 0% for 72 months with some cash down that would bring my payments to about the same as my 2015.
My question is , is it worth getting into another 6 years of payments for the 18 lariat instead of keeping my 2015 and paying it back in 2 years ? is there a whole new truck coming in 2019 or 2020 ? thats what would make me regret getting the 18 !
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04-05-2018, 07:27 PM
#8
Senior Member
That buy back price does not seem to be out of line. My buy back price on my `17 XLT is 28k U.S. at the end of my 36 month lease. I will probably buy mine also since I only put around 700 miles a year. I got it last April, & it`s only got 731 miles on it so far 
(I`m retired)
(I`m retired)
04-05-2018, 07:33 PM
#9
Senior Member
I've got a XLT FX4 302a with a bunch of added options.
If i had to do it all over again knowing what i know now, i shoulda bought a Lariat instead.
Being up in Canada's snow country especially, IMO a new Lariat with the 4X4 4-Auto option should seal your decision.
If i had to do it all over again knowing what i know now, i shoulda bought a Lariat instead.
Being up in Canada's snow country especially, IMO a new Lariat with the 4X4 4-Auto option should seal your decision.
