J15

Folks way smarter than you don’t take those service plans because it’s a losing proposition. The plans are priced starting with the average maintenance costs for the given term of ownership, then marked up to the desired profit margin. If they sold you the plan at or below what you would pay covering maintenance on your own, they’d be out of business. By the way, some of the most expensive repairs, such as emissions equipment, are frequently placed in the “coverage exempt” category on those plans. In other words, the ugliest repairs may be out of pocket anyway. If you want to say the plan is for peace of mind, that’s at the buyer’s discretion. Have no illusions - you’re far more likely to lose money than to save it.

I’m not sure how you can chalk up the 3/4-ton owning naysayers to jealousy when we recommend you buy a higher performance truck at a lower price or go used and buy a 3/4 ton truck on par with our own. This isn’t about ripping on the 1/2 ton diesels. It’s about telling you that you can get a better deal.

Aj06bolt12r

Another way to game the system is to buy your truck, spend a little extra (probably around 10% over all) and give Ford and the dealership all the costs for 125,000 or 150,000 miles. Warranty AND maintenance. For diesel products this makes sense - actually probably more sense than for gas burners due to special issues. The problem with that is folks way smarter than me avoid doing this because they feel better complaining about costs.

That is not gaming the system. That is you getting gamed. If Ford wasn't making money on extended warranties they wouldn't sell them. Also, if you read the details in those extended warranties they often don't even cover the emissions systems. So your still holding the bag when the DPF needs replaced. Or the DEF heater fails.

isthatahemi

Thankyou! Anyone with access to fleet data will tell you diesel do not make sense economically, except under certain circumstances. The "deplorable" performace associated with light duty diesels like the transit or ecodiesel just doesn't cut it for many also.

You can pass and climb hills with an Ecoboost. Suggesting there is some comparison between the 2 is odd. The performance of the Ecodiesel does not even match up with the base V6 in the ram for example.

So odd that folks are unaware of this!! Google works people!!

Slowtrucker

Apparently you are one of those super smart folks who is absolutely convinced that you really do know it all and always think of everything and the rest of us are flatly stupid.


FYI, the maintenance plan costs equal the oil and filter change costs for the life of the plan, however the plan has additional things that it covers. That makes your assertion less than honest or true, but there it is. However I know and understand that to you Ford is stealing from you because you would rather pay for those things separately. Good show super smart guy.


As for the extended warranty costs, that is a personal choice that I insist you allow me to make since the last 3 saved me several thousand dollars. Sometimes Ford wins and sometimes not. However since you only buy perfect vehicles do you own thing, just don't whine when it wasn't good enough.


As for your 'better deal' horse manure, clearly you are extremely hard of reading since I ALREADY OWN AN ECOBOOST! My point was/is/and will remain that you are comparing apples to oranges.


Keep up the good work and show us your supreme intelligence.

J15

If you say so.

First and foremost, either you're confusing the service plans with the extended warranties, or you haven't read the service plan terms that you claim to know here. I said the emissions equipment on diesel trucks can be excluded from coverage. That's a factually accurate statement. The service plan simply doesn't cover anything but consumables and shocks, and even the PremiumCare plan - Ford's most expensive warranty offering - specifically exempts the core emissions equipment from coverage.

After Ford's markup on the service plan, your best case scenario is to break even. Even if you break even, why would you want to part ways with $3000+ up front? There's no benefit - only risk. It's a poor investment.

Looking at the plan costs on Flood Ford, generally considered to be a more competitively priced warranty seller, you're overpaying for maintenance. That's also assuming you manage to make it to the dealer exactly on schedule for every service. The plan expires as soon as the time or mileage limit occurs, even if you haven't gotten all the service visits you paid for.

I never said every person who buys the warranty loses. I said they're priced based on the averages with a markup cooked in, meaning the average owner will lose money or at best break even. If every owner was saving money by purchasing the plan, the price would be raised to cover the warranty spend or Ford would outsource the warranty sales to a third party. It's a simple mathematical equation. Profit = Income - Expenses. You can bet your tighty whities that Ford's making a profit on this program. By extension, the consumer has to take a loss.

So you're saying that you felt the EB was the best deal and you went for it? That sounds familiar.

You really need to get over this chip on your shoulder. So far the only thing you've brought to the table is misinformed nonsense and petty insults. Settle down.

Slowtrucker

I have no chip, but your numerical analysis seems to be significantly in error. I paid about half of $3k you quoted for my service plan. It sounds to me like you were taken to the cleaners. Is that what is wrong with you? Is it possible you're not talking about 2017 products but something that was done 4 or 5 years ago?


Rather than keep trying to put words in my mouth like some low life news reporter, please tell me exactly where I could have purchased this other product when I got my EB? Unless you can price and tell where to pick it up today, this diesel product was not available and remains so. My purchase was time dependent.


Your absolute insistence at comparing your results with a 3/4 or full 1 ton diesel truck with something totally different makes as much sense as comparing a woman to a cow. They both have the same equipment. I guess that is ok, but if you don't mind I will take the woman every time.


Actual experience with the Ram EcoDiesel does not seem to support your analysis other than the fact that it is not a race car. It gets fantastic mileage, even when in burner mode. As I said before, and you have yet to deny or even bother to address, the numbers for the difference in cost and operating expense FOR THE 1/2 diesels seems to pay for it self by fuel savings by 60,000 miles or less. The 1/2 diesel seems to get superb mileage towing heavy trailers. Double what my EB with a lighter trailer gets at similar speeds.


If you have some FACTUAL data to support your counters to the above paragraph, I would be interested in seeing it. But so far I know of data I can check myself (and have) and what seems to be religious beliefs forwarded by you.


Please note that I did NOT say a thing about any of that being true for the 3/4 ton and larger. If you live in a metropolitan area the diesel may not be a great choice no matter what the size, but that is an open issue for the 1/2 ton series at this time.

stainlessman

I went from a 2010 F150 to the all new 2015 F150. After we had the deal hammered out and the finance guy was typing the contract and I was signing. I stopped and said I want to hear about the ESP...he fell back into his chair and said ' I thought there's no way I was gonna sell you a ESP. But sure"..and I bought my very first ever ESP. $900. bucks ONLY because of the first year production. I know a fool and his money. And my truck(other then the doors not opening when its 0*) the truck has been flawless. I see a lot of the dodge ecodiesel in southern Maine here. So folks do buy them. But I'd still like to try out the F150 diesel in the spring.
Will it have more torque and pulling power then my 5.0L ? I'm hoping it will. But maybe I'm expecting to much.

isthatahemi

umm, 400hp vs 250hp? They won't even be in the same league. And the diesel will get way better mileage, and won't be cheaper to run unless you tow most of the time....

Rob157

A Warranty is an insurance program, Your home/health/auto insurance company makes money also, but they sure do pay for themselves when you need them.

Sometimes the cost is worth the peace of mind & potential reward.

Slowtrucker

I strongly suspect (based on my boy's experience) that the cheaper to run issue in the 1/2 ton diesel class might have a lot to do with city versus highway driving, but obviously there are folks more knowledgeable than I here who have extensive experience with 1/2 ton diesels.