I was not asked to pay using "gift" but djfllmn cut the price of my item down so much that I wanted to save him a buck or two. They did charge me a fee to send him money (which I didn't mind).
Your point about relinquishing the right to file a dispute is the most important one. But I wanted to let you know that it looks like one way or another, PayPal is going to get their fee.
"To do is to be" - Nietzche
"To be is to do" - Kant
"Do Be Do Be Do" - Scooby Doo