Rickgsx

For those who recently purchased a 2011 or 2010 F150, I'm curious to hear what everyone is paying for a monthly payment. I'm debating whether I should put nothing down and just pay $560 a month... or try to lower it...

I received a pretty good rate from the CU at 3.24% for 60 months... and she told my the monthy would be around 560..

Want to hear what everyone else it doing...

Hiddenmickey

That sounds great, with nothing down.

pleedell

100% down, $0 per month payment. Never quite figured out why I need to pay the bank to own a vehicle

Rickgsx

The reason I would be doing it is because I need to have the cash to purchase property... I am investing in real estate and need to have that available to me at anytime... otherwise I would agree, pay it off..

oaksmith

Same here!
But it wasn't always that way.
Only do what you are comfortable with but the more you put down the less you will pay for the truck when it is paid for. Unless you can earn more interest then you are paying

bajaman

I've only been able to pay cash for one car (well...one NEW car anyway) in my life....I've financed the others. I'm paying about $550 a month right now....6 year loan. NEVER have I EVER had more than a 5 year loan....gahhhhhh. Oh well...better than paying $800 a month for the Mercedes...

Fireman2252

2010 FX2 Screw and my note is 450 with nothing down.

faster_than_u

I wish my payments were that low wow. 600 a month for 7 years but can pay it off anytime without penalty

TNHItter

$579.22 x 36 months

carryyourbooks

i am not trying to be mr. financial advisor or anything, but you guys should really check on how much extra interest costs you over 72/84 months.

i pay $500+ @ 60 months. that's with $0 down and just the trade. my credit is on the rebound, so apr is not the best. (7.9%)