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Old 08-08-2014, 04:28 PM   #1
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Default PremiumCare Offer on 36k Truck

Curious if this "sounds good" or not. I just bought my vehicle after having leased it for 2 years. It's a 2013 FX4 SCREW EcoBoost. I've got about 37,500 miles on it.


Dealership is offering me a PremiumCare plan for 48 months / 48,000 additional miles with a $100 deductible. Cost is $2388.


I know there are other places that offer Ford ESP's online - however, all the ones I checked don't offer plans for vehicles over 36k miles.


Is my dealer only able to offer me this plan because I leased it new from them?


Is the price good? Do I have any ability to negotiate or other options for ESP?


Initially, I was just going to skip and ESP and address any issues as they come up...but then thought - if the price is right & reasonable - maybe I'll pick up an ESP.


Thoughts?
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Old 08-08-2014, 05:22 PM   #2
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That price is outrageous. You already have 5yr/50000 power train warranty and 8/80000 emissions. Only thing you would be helping to cover are a/c, electrical/electronic equipment and so on. I would just fix what ever comes up because even if your entire air conditioning system grenades it won't cost half that much to fix it.

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Old 08-08-2014, 05:34 PM   #3
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That's insane. It's $1200 on a new one I think for 5 year/75k.
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Old 08-08-2014, 05:37 PM   #4
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Quote:
Originally Posted by BarryT82 View Post
That's insane. It's $1200 on a new one I think for 5 year/75k.
I paid $1,100 premium care 7/75000 from new.

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Old 08-08-2014, 06:19 PM   #5
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I have a 2011 4x4 with that many miles with no issues at all. Doesn't sound like a good deal to me. Instead of the "warranty" quote just ask for a 36 month or better oil change deal.
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Old 08-10-2014, 09:39 PM   #6
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Floodford is coming up that you can't get it from them. I think the problem is that the vehicle has to be inspected over 36K, so your dealer has you kind of over the barrel.

Just to give you some perspective, at 36K, Flood would sell you a 100K 7yr Premiumcare warranty ($50 deductible) for about $1500. So yeah. there's a big profit component in there. See if you can't get your dealer to give you the Flood Ford deal for no more than 2K. The discounters sell these things on maybe a $65 margin, so giving your dealer a $565 margin ought to be more than fair.

Here is the quote from Flood Ford: http://www.floodfordesp.com/esp_plan...ubmit=Continue
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Old 08-10-2014, 10:56 PM   #7
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$2388.00 price seems high to me as well. I have a 7 yr, 125,000 premium warranty with $100.00 deduct for 1680.00 (Flood Ford) . I would hold on to that money and set it aside for possible future repairs and of course hope for no needed repairs.
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Old 08-10-2014, 11:12 PM   #8
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That is way too high. When I bought my 2010 they told me $2300 for a 5 or 6 year ESP and I laughed at the finance guy. I bought one through Ford for less than half that. Even if you do need an inspection to get one now try another dealer or see if Flood can sell you one after you send them the inspection from your dealer.

Some of you are lucky to have dealers that charge reasonable prices. I like OP am not so lucky. Some dealers either think you're stupid and trust them, or they aren't willing to believe that other dealers are willing to work with their customers.
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Old 08-10-2014, 11:20 PM   #9
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The best part is when the dealer or bank tell you to "watch out for warranties bought online!"

Even after you've told them it is a genuine Ford warranty.
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