Insurance Rates
#1
F150 NewBee
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Join Date: Dec 2009
Location: Fulshear Texas
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Insurance Rates
Curious how much your insurance was affected on your purchase of an 09-10. I only went up $10 on an 09 FX4 SCREW I bought the week before Christmas. My old truck was an 04 Ram 1500 HEMI.
#2
Back from the dark side
I went from an 06 XLT to an 09 FX4. Oddly, my rate did not change at all, and I kept the same coverage. Even for my January 2010 renewal, the rate only went up minimally.
#7
It really depends on the company you are using the vehicle that you are switching from. I would suggest looking around to find the best value because there is a large range in prices when you are looking for coverage.
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#8
We switched from State Farm to Progressive in 2008 and the six month premium dropped from $1138 to $708 for both cars combine (2006 Magnum and 2006 Tundra).
Last year we traded the 06 Tundra for a 2009 XLT SCREW and the six month premium went to $750; $390 of which is the XLT.
Last week we traded the Magnum in for an 2010 XLT S/C and the total premium went down to $728; six month - $390 for the 2009 and $338 for the 2010 - both 5.4 liter 4x4 XLT's.
Maybe more information than you wanted but I have always been surprised that the Magnum was so expensive to insure.
Last year we traded the 06 Tundra for a 2009 XLT SCREW and the six month premium went to $750; $390 of which is the XLT.
Last week we traded the Magnum in for an 2010 XLT S/C and the total premium went down to $728; six month - $390 for the 2009 and $338 for the 2010 - both 5.4 liter 4x4 XLT's.
Maybe more information than you wanted but I have always been surprised that the Magnum was so expensive to insure.
#9
Senior Member
My 2010 Lariat cost exactly $2.00 more per 6 months than my 2003 Expedition Eddie Bauer, back in Sept.
State Farm never even billed me for the difference. My renewal just came in, $3.50 more than the Expy.
The pickup must have a much lower claims rate.
State Farm never even billed me for the difference. My renewal just came in, $3.50 more than the Expy.
The pickup must have a much lower claims rate.
#10
Senior Member
I traded in my 2002 Scab XLT and my 2007 Mazda Miata (that car sure was fun to drive) on the 2010 Screw Lariat and my insurance went down 270.00 for 6 month policy.