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Old 01-02-2010, 11:07 AM   #1
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Curious how much your insurance was affected on your purchase of an 09-10. I only went up $10 on an 09 FX4 SCREW I bought the week before Christmas. My old truck was an 04 Ram 1500 HEMI.

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Old 01-02-2010, 11:17 AM   #2
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I went from an 06 XLT to an 09 FX4. Oddly, my rate did not change at all, and I kept the same coverage. Even for my January 2010 renewal, the rate only went up minimally.
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Old 01-02-2010, 12:05 PM   #3
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Mine went up about $30 per month. But my last vehicle was a 00 Mountaineer worth about $3k, Big Red's worth alot more.
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Old 01-02-2010, 12:57 PM   #4
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Mine went down $17/month and have full coverage. Came from a 2003 Honda Accord V6.
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Old 01-02-2010, 01:08 PM   #5
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It only went up about 20 bucks from my 05 Altima V6
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Old 01-02-2010, 01:57 PM   #6
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Mine went up about $10 a month. The vehicle I got rid of was a 2008 Yukon Denali. I was very surprised when my insurance went up.
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Old 01-02-2010, 03:17 PM   #7
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It really depends on the company you are using the vehicle that you are switching from. I would suggest looking around to find the best value because there is a large range in prices when you are looking for coverage.
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Old 01-02-2010, 03:36 PM   #8
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We switched from State Farm to Progressive in 2008 and the six month premium dropped from $1138 to $708 for both cars combine (2006 Magnum and 2006 Tundra).

Last year we traded the 06 Tundra for a 2009 XLT SCREW and the six month premium went to $750; $390 of which is the XLT.

Last week we traded the Magnum in for an 2010 XLT S/C and the total premium went down to $728; six month - $390 for the 2009 and $338 for the 2010 - both 5.4 liter 4x4 XLT's.

Maybe more information than you wanted but I have always been surprised that the Magnum was so expensive to insure.
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Old 01-02-2010, 10:40 PM   #9
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My 2010 Lariat cost exactly $2.00 more per 6 months than my 2003 Expedition Eddie Bauer, back in Sept.

State Farm never even billed me for the difference. My renewal just came in, $3.50 more than the Expy.

The pickup must have a much lower claims rate.
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Old 01-03-2010, 12:49 AM   #10
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I traded in my 2002 Scab XLT and my 2007 Mazda Miata (that car sure was fun to drive) on the 2010 Screw Lariat and my insurance went down 270.00 for 6 month policy.
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