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What Interest Rate Did You Get?

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Old 05-05-2016, 08:29 PM
  #221  
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With that score i would think so too. My score is roughly the same but i live in Canada, i was prepared to finance through my bank if needed but was given 0.00% for up to 72 months through Ford, again different market and i'm not sure what Fords best rate is down there ???

And while your score is high its a great time to seek a low credit card interest rate, which is what i did, it went down ALOT...4.2% on purchases and 4.2% on cash advances.

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Old 05-05-2016, 08:56 PM
  #222  
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Originally Posted by Coyote Five O
With that score i would think so too. My score is roughly the same but i live in Canada, i was prepared to finance through my bank if needed but was given 0.00% for up to 72 months through Ford, again different market and i'm not sure what Fords best rate is down there ???

And while your score is high its a great time to seek a low credit card interest rate, which is what i did, it went down ALOT...4.2% on purchases and 4.2% on cash advances.
Are the Canadian credit scores like having Canadian dollars? That is does an 820 Canadian score equal a 680 USA score?
Old 05-05-2016, 09:22 PM
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2.1 from Ford.
Old 05-05-2016, 10:01 PM
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Originally Posted by TooManyVehicles
Are the Canadian credit scores like having Canadian dollars? That is does an 820 Canadian score equal a 680 USA score?
Hahaaa
Old 05-05-2016, 10:52 PM
  #225  
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Originally Posted by goheels28144
Sticker 49k Sale price w rebates: 37,500 Paid cash. The 0% financing is the biggest fraud in the business. You're losing out on thousands in rebates by taking the "zero percent," so those lost 4-5k in rebates becomes de facto interest, they just call it something different.
Originally Posted by Ricktwuhk
Agreed - but you lost money also by not financing with Ford Credit, taking the rebate, and then immediately paying it off, no?
I partially agree wth both assessments however I did my homework and all calculations as well received 10K off + 0% over 3 years. Then at last minute had them pay for extended warranty and FFMP ( factory Ford maintenance plan). Happy with final deal. There was no need to visit another Vulture. That's what banks Are as R most auto centres and finance companies.
Old 05-06-2016, 02:11 AM
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Only reason I didn't pay cash was because I got 0%
Old 05-06-2016, 06:37 PM
  #227  
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0% for 60 months.
Old 05-06-2016, 08:58 PM
  #228  
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0% for 60
Old 05-07-2016, 11:45 PM
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Originally Posted by superp
2.1 from Ford.
Also got 2.1. At first he quoted me 2.5 and 3.x for different terms. I declined and opted for the lease, unless he can do better than that. Came back 10 mins later with 2.1 for 66 mo which I took.



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